What businesses need to know

WasabiCard is positioning its global card issuing infrastructure as a solution for businesses managing cross-border payments, distributed teams, and global operations.

As remote work, cross-border e-commerce, digital advertising, and globally distributed teams continue to expand, the operating boundaries of modern businesses are growing rapidly.

Employees, suppliers, platform users, and business systems may now be distributed across multiple countries. Yet payments are still often constrained by geography, currencies, and access to local financial services, limiting how efficiently businesses can move and use funds.

What enterprises need, therefore, is more than simply “a card that can make payments.” They need a global card issuing infrastructure that connects funds, cards, payment scenarios, and business systems within a unified framework.

That is what WasabiCard aims to provide: helping businesses build global card issuing capabilities faster, with greater control and scalability.

What Is WasabiCard’s global card issuing solution?

Global card issuing may appear as simple as “issuing cards,” but in practice, it requires businesses to manage a complex combination of card resources, technical integration, fund flows, identity verification, transaction risk controls, and cross-border compliance.

Building this infrastructure from scratch requires significant development and operational resources. Businesses may also need to integrate separately with issuers, card networks, compliance providers, and security infrastructure, making the entire process both complex and time-consuming.

WasabiCard’s Global Card Issuing Solution is designed to simplify this process.

The platform provides businesses with fast, scalable, and compliant card issuing capabilities to eligible businesses, through regulated partners, with fast, scalable, and compliant card issuing capabilities to support a wide range of use cases, including global payroll, mass payouts, B2C card programs, and everyday business expenses.

At the same time, WasabiCard provides supporting capabilities across KYC, KYB, KYT, AML, and transaction monitoring, enabling businesses to issue cards efficiently while maintaining appropriate levels of fund security and risk control.

Today, WasabiCard’s global card issuing infrastructure includes the following core capabilities:

• Global market coverage: service network covers more than 200 countries and regions. Based on local regulatory requirements, card network rules, and each client’s business model, WasabiCard helps businesses identify appropriate card issuing and payment solutions for different markets.
• Unified API integration: Through a single API, businesses can access card issuing, card funding, card management, transaction queries, and related capabilities. For standardized solutions, where requirements are clearly defined, documentation is complete, and compliance review has been approved, technical integration can be completed in as little as 24 hours.
• 70+ card BINs: A broad BIN portfolio allows WasabiCard to support different regions, card types, and payment scenarios, helping clients select card programs that better match their users, markets, and business requirements.
• Multiple card products: WasabiCard supports physical cards, virtual cards, Media Buying Cards, logo-free cards, white-label cards, and AI Agent Cards, serving use cases ranging from internal corporate spending to branded card programs for end users.
• Mobile wallet support: Eligible card products support Apple Pay and Google Pay, enabling users to make payments more conveniently across both online and offline environments.
• Bulk card issuance and management: Businesses can create cards in bulk through the WasabiCard platform or API, while centrally managing funding, spending limits, card status, transaction records, and reconciliation.

Six core use cases

Cards are only the entry point. The real value of global card issuing lies in the business problems it can solve.

WasabiCard’s card issuing infrastructure can support six core use cases.

1. Global payroll and contractor payments

Businesses can issue cards in bulk to employees and contractors located across different countries and regions.

Once salaries or project payments are distributed, recipients can use their cards for online purchases, offline payments, and other eligible spending needs, giving global teams more flexible access to their funds.

2. Global mass payouts

WasabiCard can support high-frequency payment scenarios such as creator payouts, affiliate commissions, streamer settlements, agent commissions, and payments to flexible or contract workers.

By enabling businesses to manage these payouts at scale, WasabiCard helps reduce the operational burden associated with processing individual cross-border payments.

3. Corporate expense management

Businesses can issue cards by employee, department, or project and assign dedicated spending limits.

These cards can be used for business travel, procurement, software subscriptions, and everyday operating expenses, while maintaining clear transaction records that improve visibility and financial management.

4. Media buying and digital business spending

For advertising agencies, global brands, and growth teams, WasabiCard supports high-frequency online spending across advertising platforms, AI tools, SaaS products, cloud services, e-commerce operations, and other digital services.

5. Embedded B2C card issuing

Wallets, fintech platforms, digital banks, exchanges, and other consumer-facing platforms can embed WasabiCard’s issuing capabilities into their own products.

This allows businesses to offer physical cards, virtual cards, or customized branded card programs directly to their end users without having to build the underlying issuing infrastructure from scratch.

6. AI agent payments

Through dedicated AI Agent Cards, WasabiCard provides manageable payment tools and infrastructure for AI subscriptions, automated procurement, and other payment scenarios initiated by autonomous agents.

These capabilities help businesses connect emerging AI-driven workflows with real-world payment infrastructure while maintaining appropriate controls over how funds are used.

Through these products and capabilities, businesses do not need to develop their own card issuing systems from the ground up or separately manage multiple card and compliance providers.

WasabiCard helps enterprises reduce technical development and cross-border operational costs, launch products faster, and focus their resources on product development, customer experience, and business growth.

How does WasabiCard balance compliance and security?

At WasabiCard, compliance and security are not add-on modules introduced after a product goes live. They are part of the foundation required for global card issuing infrastructure to operate reliably over the long term.

Speed determines how quickly a business can enter a market. Compliance and security determine whether that business can continue serving customers globally.

Licensing and industry qualifications

WasabiCard has established a compliance foundation designed to support global business operations, including U.S. MSB, Canada MSB, U.S. MTL, PCI DSS Level 1, as well as relevant qualifications and approvals including Visa Singapore PIF and Visa TPA.WasabiCard has obtained a range of qualifications and approvals — including U.S. MSB, Canada MSB, U.S. MTL, PCI DSS Level 1, Visa Singapore PIF, and Visa TPA — forming a compliance foundation across several core markets.

Based on these capabilities, WasabiCard can structure card issuing and payment solutions according to different markets, user profiles, and business scenarios.

Risk controls across funds, identity, and transactions

WasabiCard integrates KYC, KYB, KYT, and AML controls across key stages of the customer lifecycle, including enterprise onboarding, user verification, incoming funds, and transaction execution.

Through collaboration with professional security and compliance providers including Safeheron, Sumsub, and Elliptic, WasabiCard strengthens protection across multiple layers:

• Identity and business verification: Professional identity verification and corporate due diligence capabilities help verify both individual users and corporate entities, reducing the risk of fraudulent identities, unauthorized activities, and non-compliant businesses entering the ecosystem.
• On-chain transaction security: Blockchain addresses, sources of funds, and transaction behavior can be assessed and continuously monitored to identify potential exposure to sanctions, high-risk addresses, or suspicious transaction flows.
• Asset and account security: WasabiCard adopts institutional-grade asset management and permission-control mechanisms, separating asset custody, transaction initiation, approvals, and risk management across different layers. This helps reduce risks associated with single accounts, excessive permissions, or single points of operational control.

Security is never the result of a single tool.

Licensing and policies define the boundaries of permitted activity. Identity verification and transaction monitoring help identify risk. Asset management and account controls help protect funds.

Together, these components form a security framework designed for enterprise-grade payment operations.

Dedicated BIN resources

WasabiCard works with dedicated BIN resources authorized within the frameworks of card networks and partner issuing institutions, rather than relying on opaque secondary BIN arrangements involving multiple layers of intermediaries.

Dedicated BINs create clearer boundaries around card usage, user profiles, risk policies, and operational responsibilities. They also provide businesses with greater control and predictability across card issuance, transaction processing, and long-term program operations.

For enterprise customers, this means receiving more than simply a batch of usable card numbers.

It means accessing a card issuing capability supported by clearly defined resources, operating rules, and service infrastructure.

The core advantage: Stability is the baseline for enterprise payments

Once a payment product becomes embedded in day-to-day business operations, stability is often more important than simply whether a card can be issued.

Businesses need to avoid situations where cards frequently stop working, accounts are unexpectedly interrupted, legitimate transactions continuously fail, or payment issues occur without a clear way to identify the cause.

The market sometimes describes this expectation in simple terms: accounts should remain operational and legitimate transactions should continue to go through.

At WasabiCard, however, stability should not depend on a promise. It should come from the underlying card resources, risk management framework, technical infrastructure, and operational support working together.

WasabiCard provides access to more than 70 BINs across different markets and use cases, reducing dependence on any single issuing resource.

Dedicated BINs and clearly defined card usage policies help reduce instability caused by unclear resource structures or inconsistent program rules.

At the transaction level, more than 200 card issuing risk-control rules, MCC controls, and real-time fraud monitoring help identify risky transactions while establishing clearer usage boundaries for legitimate business activity.

When transaction issues occur, comprehensive transaction records and operational support can also help clients determine whether the issue originates from the merchant, card, payment network, or risk-control layer, allowing them to adjust their payment strategy more efficiently.

For high-frequency use cases such as advertising spend, mass payouts, corporate expenses, and platform card programs, the real value of stability comes from higher transaction success rates, fewer unnecessary disruptions, and more predictable payment operations.

Which businesses can benefit from WasabiCard’s global card issuing solution?

WasabiCard’s Global Card Issuing Solution is particularly suitable for:

•  Businesses employing staff or contractors across multiple countries that need to manage global payroll and team expenses
•  Platforms making mass payments to creators, streamers, affiliate partners, agents, or flexible workers
•  Wallets, fintech platforms, digital banks, exchanges, and other B2C platforms looking to offer card products to end users
•  Businesses with significant spending requirements across advertising, SaaS, AI tools, cloud services, and online procurement
•  Web3 projects and digital asset businesses looking to connect stablecoin liquidity with real-world payment scenarios
•  Technology companies developing AI agents, automated procurement systems, or emerging machine-to-machine payment products.

These businesses may operate under very different models, but they share one common requirement: access to global payment capabilities with lower infrastructure costs, faster integration, and greater operational control.

How to integrate with WasabiCard

Getting started with WasabiCard’s Global Card Issuing Solution can be broken down into three steps. Global Card Issuing Solution can be broken down into a few simple steps.

1. Define the requirements

Start by identifying the target markets, cardholders, estimated card volume, preferred card types, funding methods, and primary use cases.

The clearer these requirements are, the faster WasabiCard can identify suitable BIN resources, card products, and integration models.

2. Contact WasabiCard

A team of dedicated individuals will review the business requirements and compliance profile before recommending an appropriate card issuing and payment structure.

About WasabiCard

WasabiCard is a stablecoin-powered payment infrastructure platform built for global business scenarios.

By connecting stablecoins with traditional financial infrastructure, WasabiCard aims to provide businesses and individual users with secure, reliable, and scalable capabilities for global payments and fund movement.

Across global payments, cross-border fund management, global card issuing, and API-driven financial workflows, WasabiCard has built an integrated infrastructure spanning card issuing, payments, fund distribution, and global settlement.

This enables businesses to support end-to-end financial workflows across a wide range of scenarios, from spending and subscriptions to commissions, payouts, and treasury management, while continuing to drive the adoption of stablecoins across real-world commercial applications.ents imposed by relevant partners.